We insure both nonprofit and for-profit social service organizations, such as child daycare, sheltered workshops, group homes, senior citizen centers, senior independent living, schools, counseling services, YMCAs, YWCAs, and Boys & Girls Clubs. At BHS Claims, we collect, organize and analyze the facts of a claim, figure out what occurred, who is responsible for an accident or occurrence and then post a reserve, develop a resolution strategy and seek to negotiate a resolution of each claim consistent with our analysis.